Terms of Use

Welcome to NJ Roofing Contractors (“we,” “us,” “our,” or the “Company”). These Terms of Use (“Terms”) govern your access to and use of our website, including all content, features, and services available through it (collectively, the “Service”). Please read these Terms carefully before using the Service.

1. Acceptance of Terms

By accessing, browsing, or using this website in any way, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must stop using the Service immediately and leave the website.

Your continued use of the Service after any modifications to these Terms constitutes your acceptance of such changes. We encourage you to review this page periodically so you remain aware of the terms that apply to your use.

These Terms constitute a legally binding agreement between you and NJ Roofing Contractors. If you are using the Service on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Services Provided by the Website

NJ Roofing Contractors operates as an online platform designed to connect users with independent third-party lenders. We are not a lender, bank, or financial institution. We do not make credit decisions, extend credit, set interest rates, determine repayment terms, or fund any financial product.

Our role is limited to facilitating introductions between users seeking financial services and independent third-party lenders who may choose to offer those services. Submission of an inquiry or application through our website does not guarantee that you will be matched with a lender or that any lender will approve your request.

Any financial agreement you enter into is strictly between you and the third-party lender. NJ Roofing Contractors is not a party to any such agreement and bears no responsibility for the terms, conditions, or outcomes of any financial product offered to you by a lender.

The information presented on this website is for general informational purposes only. It should not be interpreted as financial, legal, or professional advice. We recommend consulting with a qualified financial advisor before making any financial decisions.

3. Eligibility and User Responsibilities

To use the Service, you must be at least 18 years of age (or the age of majority in your place of residence, whichever is greater) and have the legal capacity to enter into binding agreements. By using this website, you represent and warrant that you meet these eligibility requirements.

As a user, you agree to the following responsibilities:

  • Accurate Information. You agree to provide truthful, accurate, current, and complete information when submitting any form, inquiry, or application through the Service. Providing false, misleading, or incomplete information may result in denial of services and potential legal consequences.
  • Lawful Use. You agree to use the Service only for lawful purposes and in compliance with all applicable laws and regulations. You will not use the Service in any manner that could damage, disable, overburden, or impair the website or interfere with any other party’s use of the Service.
  • Account Security. If you create an account or submit personal information through the Service, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account.
  • No Unauthorized Use. You agree not to attempt to gain unauthorized access to any portion of the Service, other accounts, computer systems, or networks connected to the Service through hacking, password mining, or any other means.
  • No Automated Access. You agree not to use any robot, spider, scraper, or other automated means to access the Service for any purpose without our express written permission.

We reserve the right to refuse service, terminate accounts, or restrict access to the website at our sole discretion, without notice, for any conduct that we believe violates these Terms or is harmful to other users, third parties, or NJ Roofing Contractors.

4. Third-Party Relationships and Disclaimers

NJ Roofing Contractors may connect you with independent third-party lenders, service providers, or other entities (“Third Parties”). These Third Parties operate independently from NJ Roofing Contractors. We do not control, endorse, guarantee, or assume responsibility for the products, services, content, privacy practices, or policies of any Third Party.

When you interact with a Third Party through our platform, you do so at your own risk. Any transactions, agreements, or disputes between you and a Third Party are solely between you and that Third Party. We strongly encourage you to review the terms of service, privacy policy, and all other relevant documentation of any Third Party before entering into any agreement.

This website may contain links to third-party websites or resources. These links are provided solely as a convenience and do not imply endorsement by NJ Roofing Contractors. We have no control over the content, availability, or accuracy of third-party websites and are not responsible for any loss or damage arising from your use of them.

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. NJ ROOFING CONTRACTORS MAKES NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT THE RESULTS OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE.

5. Intellectual Property Rights

All content, features, and functionality available through the Service — including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the design, selection, and arrangement thereof — are the exclusive property of NJ Roofing Contractors or its content suppliers and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for personal, non-commercial purposes only. This license does not include the right to:

  • Modify, reproduce, distribute, or create derivative works based on the Service or any content contained therein.
  • Use any data mining, robots, or similar data gathering or extraction methods on the Service.
  • Download, copy, or store any content from the Service other than for your personal, non-commercial use.
  • Use the NJ Roofing Contractors name, logo, or trademarks without prior written consent.

Any unauthorized use of the content or materials on this website may violate intellectual property laws and other applicable laws and could result in civil or criminal penalties.

6. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NJ ROOFING CONTRACTORS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH:

  • Your access to or use of, or inability to access or use, the Service.
  • Any conduct or content of any Third Party connected through the Service, including any defamatory, offensive, or unlawful conduct.
  • Any content obtained from the Service or through Third Parties.
  • Any financial product, credit decision, or agreement between you and any Third Party.
  • Unauthorized access, use, or alteration of your transmissions or personal information.

In no event shall NJ Roofing Contractors’ total cumulative liability to you for all claims arising out of or relating to these Terms or the Service exceed the amount you paid to NJ Roofing Contractors, if any, during the twelve (12) months preceding the event giving rise to the claim.

Some laws do not allow the limitation or exclusion of liability for incidental or consequential damages. In such cases, our liability shall be limited to the greatest extent permitted by applicable law.

7. Indemnification

You agree to defend, indemnify, and hold harmless NJ Roofing Contractors, its officers, directors, employees, agents, affiliates, licensors, and service providers from and against any and all claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to:

  • Your violation of these Terms.
  • Your use or misuse of the Service.
  • Your violation of any applicable law, regulation, or third-party right.
  • Any information or content you submit, post, or transmit through the Service.
  • Any dispute between you and any Third Party, including any lender.

This indemnification obligation shall survive the termination of these Terms and your use of the Service.

8. Modifications to Terms or Services

NJ Roofing Contractors reserves the right, at its sole discretion, to modify, update, or replace any part of these Terms at any time. When we make changes, we will update the “Last Updated” date at the top of this page. It is your responsibility to check this page periodically for changes.

We may also modify, suspend, or discontinue the Service (or any part or feature thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

Your continued use of the Service following the posting of any changes to these Terms constitutes acceptance of those changes. If you do not agree to the revised Terms, your sole remedy is to stop using the Service.

9. Governing Law and Dispute Resolution

These Terms and any dispute or claim arising out of or in connection with them, their subject matter, or their formation shall be governed by and construed in accordance with the laws applicable to the principal place of business of NJ Roofing Contractors, without regard to conflict of law principles.

Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall first be resolved through good-faith negotiation between the parties. If the dispute cannot be resolved through negotiation within thirty (30) days, either party may pursue resolution through binding arbitration or in a court of competent jurisdiction, as determined by the applicable rules at the time the dispute arises.

You agree that any dispute resolution proceedings shall be conducted on an individual basis and not as part of a class, consolidated, or representative action. You waive any right to participate in a class action or class-wide arbitration against NJ Roofing Contractors.

Nothing in this section shall prevent either party from seeking injunctive or other equitable relief from a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights or confidential information.

10. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable by a court or arbitrator of competent jurisdiction, that provision shall be deemed severable from these Terms and shall not affect the validity and enforceability of any remaining provisions. The unenforceable provision shall be replaced with a valid, enforceable provision that most closely reflects the original intent.

11. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices or agreements published by NJ Roofing Contractors on the website, constitute the entire agreement between you and NJ Roofing Contractors concerning the Service. These Terms supersede any prior agreements, communications, or proposals, whether oral or written, between you and NJ Roofing Contractors.

12. Contact Information

If you have any questions, concerns, or requests regarding these Terms of Use, please contact us using the information below:

NJ Roofing Contractors

Email:[email protected]

We make every effort to respond to inquiries within a reasonable timeframe. For legal notices, please send correspondence to the mailing address listed above.